Send money abroad — fast online transfers

In 2026, you can send money abroad from Russia through licensed international money transfer services. SendNOW lets you send money online quickly and conveniently — with payment via SBP using a QR code or through your bank's app, without SWIFT or unsafe p2p schemes.

How it works:

• Download the SendNOW app.
• Enter the transfer amount.
• Select the recipient's country.
• Fill in the recipient's details: name, card number, IBAN.
• Choose payment via SBP.
• You can scan the QR code in your bank's app or select a bank from the list of SBP-supported banks. After selecting a bank, the bank app will open automatically with a pre-filled payment form.
• Confirm payment.
• In most cases, the money arrives within a few minutes.

SendNOW supports transfers to more than 190 countries worldwide. Priority destinations:

• CIS: Uzbekistan, Kazakhstan, Kyrgyzstan, Tajikistan, Armenia, Georgia, Azerbaijan, Belarus;
• Europe: Germany, France, Spain, Cyprus, Serbia, Portugal, Poland, Latvia, Lithuania, Estonia;
• Asia: Thailand, Vietnam, Indonesia, China, India;
• USA, Canada, Colombia, Peru, Israel, and others.

Destination availability and payout methods depend on the country. See the current list in the transfer calculator.

Yes. Through SendNOW, you can send money abroad from Russia with payout in US dollars, euros, and other currencies. You pay in rubles via SBP, and the recipient receives the required currency. Supported currencies: USD, EUR, KZT, UZS, KGS, THB, and others. The current rate is displayed in the calculator before confirming the transfer.

Yes. SendNOW works without SWIFT — this is one of the key advantages of the service for transfers from Russia. SWIFT transfers from Russia in 2026 are still restricted or unavailable for most Russian banks.

SendNOW uses its own payment infrastructure and licensed partners, which allows you to send money quickly without using SWIFT. This helps avoid long delays and unsafe p2p schemes.

Yes. SendNOW is a licensed international money transfer service operating in full compliance with AML and KYC requirements. SendNOW uses modern data protection technologies and international security standards to protect transfers and users' personal information.

How security is ensured:

• payment data is protected to PCI DSS standards;
• information is transmitted through secure encryption channels;
• account access is protected by a PIN and app security mechanisms;
• the service applies additional checks to protect against fraud.

Security applies at every stage — from creating a transfer to crediting funds to the recipient.

Not always. For most regular transfers, registration takes a few minutes and does not require additional documents. Additional verification may be required:

• for large amounts;
• for frequent transfers;
• as required by AML/KYC.

This is a standard security procedure — not a sign of a problem, but protection for your funds.

Through SendNOW, you can send a money transfer for an amount from 25 to 50,000 USD in ruble equivalent. Additional verification may be required for large amounts. The Central Bank of Russia also sets limits on cross-border transfers for individuals — check the current regulator limits on the Bank of Russia website.

To send a transfer abroad through SendNOW, a card is not required at all — payment is made via SBP directly from a Russian bank's app. This allows you to send money from Russia to almost any country in the world quickly and without complex banking schemes.

How it works:

• Create a transfer in SendNOW;
• Choose payment via SBP;
• Scan the QR code in your bank's app or select a bank for SBP payment from the suggested list. After selection, a ready-made payment form will open in your bank's app;
• Confirm payment.

It does not matter which card you have — Mir, Visa, or Mastercard. You pay for the transfer directly from your bank account via SBP.

95% of transfers through SendNOW are delivered within a few minutes — including all key CIS destinations. Payment via SBP is processed instantly, and funds are delivered to accounts and cards in recipient countries as quickly as possible. Speed may depend on the destination country, currency, and recipient's bank. In rare cases, processing takes up to one business day. Transfer status is always available in the SendNOW app or personal account.

If the transfer has not been sent yet, you can simply correct the details before confirming payment.

If the transfer has already been sent:

• contact SendNOW support;
• provide the transfer ID;
• send the correct recipient details.

The support team will help check the status of the operation and available options for changing the data.

The recipient usually does not need to do anything — no need to download the app, register, or confirm the transfer. The money simply arrives on the card or bank account.

How it works:

• The sender fills in the required details when creating the transfer;
• Pays for the transfer via SBP;
• SendNOW processes the transfer;
• The money arrives in the recipient's account or card within a few minutes.

Popular banks and payment systems in CIS countries are supported, including Kaspi, Halyk, Kapitalbank, Jusan Bank, Uzcard, HUMO, Optima Bank, and others.

The cost of an international transfer through SendNOW depends on the amount, recipient country, and currency. You can see the exchange rate and commission in advance in the app calculator.

SendNOW special terms:

• New customers get a special improved exchange rate for their first transfer;
• The first transfer up to 100 USD in ruble equivalent is commission-free;
• All transfers from 200 USD in ruble equivalent — for both new and returning customers — are commission-free;
• The exchange rate and transfer terms are displayed in the calculator before payment confirmation.

Please note that the payment provider also charges its own commission for transfers via SBP. The commission amount is displayed in the SendNOW app interface before funds are debited.

SendNOW shows you the exact RUB amount your recipient will receive before you confirm the transfer — including the applied exchange rate and all fees. There are no hidden markups added after confirmation. How the rate works:

• The EUR/USD to RUB rate is displayed on the calculator screen before payment.
• The rate is locked at the moment you confirm — it will not change during processing.
• For transfers from 2,500 USD (or EUR equivalent), SendNOW automatically applies an improved exchange rate.
• The recipient sees a standard bank credit matching exactly the ruble amount shown upfront.

This is a key difference from many informal exchange services and p2p platforms, which show attractive rates upfront but apply hidden markups in the final payout.

The minimum transfer amount with SendNOW is 25 USD or currency equivalent. There is no obligation to send a large amount on your first transaction. What to expect on your first transfer:

• Sign up takes under 2 minutes — no paperwork required upfront.
• Your first transfer up to 100 USD or currency equivalent is completely free (0% fee + promotional rate).
• Many users send a small test transfer (e.g. 25–50 EUR) to verify delivery before sending a larger amount.
• Identity verification (KYC) is only required when you exceed standard transaction thresholds.

After you confirm a transfer on SendNOW, you receive an immediate confirmation with a transfer ID. You can track the status at any time in your SendNOW account or the mobile app. Transfer status stages:

• Processing — SendNOW has received your payment and is reviewing the transfer (typically under a minute).
• Sent — funds have been dispatched to the recipient's bank.
• Delivered — confirmed credit to the recipient's card.

For Russia-bound transfers, the recipient typically receives an SMS from their bank the moment funds are credited. If the status does not update to Delivered within 30 minutes, contact SendNOW support via in-app chat — available 24/7.

In the rare case that a SendNOW transfer is delayed or cannot be completed, SendNOW's support team will either complete the delivery or issue a full refund to your original payment method. What to do if your transfer is delayed:

• Check transfer status in your SendNOW account — most delays resolve automatically within minutes.
• Contact support via in-app chat (24/7) with your transfer ID.
• For Russia-bound transfers, delays most often occur due to a card detail error — support will contact you to correct it.

Refund policy: if a transfer cannot be delivered for any reason, SendNOW refunds the full amount including fees, back to your original payment method. Unlike informal p2p exchanges where lost funds may be unrecoverable, using a licensed service means you have formal recourse.